| TENNESSEE | -21.5 | Appalachian St |
| LOUISVILLE | -38.5 | Charlotte |
| Indiana | -4 | FIU |
| MINNESOTA | -9.5 | Oregon State |
| VANDERBILT | -2.5 | South Carolina |
| WAKE FOREST | -17 | Tulane |
| Colorado | -7.5 | Colorado State |
| STANFORD | -16 | Kansas State |
| Alabama | -10 | Usc |
| Arizona | -1.5 | Byu |
| ARKANSAS | -20.5 | Louisiana Tech |
| Clemson | -8.5 | AUBURN |
| Georgia Tech | -3 | Boston Col |
| OHIO STATE | -26.5 | Bowling Green |
| FLORIDA | -36.5 | UMass |
| NEBRASKA | -29.5 | Fresno State |
| Georgia | -3 | North Carolina |
| MICHIGAN | -42 | Hawaii |
| Oklahoma | -10 | HOUSTON |
| IOWA | -30 | Miami OH |
| PENN STATE | -20 | Kent State |
| KENTUCKY | -7 | Southern Miss |
| Lsu | -8.5 | Wisconsin |
| MISS STATE | -33.5 | S Alabama |
| WEST VIRGINIA | -13 | Missouri |
| NORTHWESTERN | -6.5 | W Michigan |
| WASHINGTON | -22.5 | Rutgers |
| TEXAS A&M | -1 | UCLA |
| Notre Dame | -4.5 | TEXAS |
| Florida State | -5.5 | Ole Miss |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.