| Maryland | -9.5 | FIU |
| Louisville | -13.5 | SYRACUSE |
| AIR FORCE | -17 | Georgia State |
| WISCONSIN | -25.5 | Akron |
| ALABAMA | -25.5 | Western Kentucky |
| ARIZONA STATE | -4 | Texas Tech |
| TCU | -7.5 | Arkansas |
| AUBURN | -17 | Arkansas State |
| INDIANA | -16.5 | Ball State |
| BAYLOR | -32 | Smu |
| BOISE STATE | -11 | Washington State |
| Boston College | -17.5 | UMASS |
| UTAH | -3.5 | Byu |
| SAN DIEGO STATE | -8 | California |
| OKLAHOMA STATE | -19 | Central Michigan |
| Cincinnati | -7 | PURDUE |
| CLEMSON | -36 | Troy |
| DUKE | -7 | Wake Forest |
| N.C. State | -4.5 | EAST CAROLINA |
| MISSOURI | -25.5 | Eastern Michigan |
| MIAMI (FLA.) | -21.5 | Fau |
| FLORIDA | -16.5 | Kentucky |
| WASHINGTON | -36.5 | Idaho |
| North Carolina | -10 | ILLINOIS |
| IOWA | -15 | Iowa State |
| Ohio | -2 | KANSAS |
| OKLAHOMA | -44 | Louisiana-Monroe |
| MICHIGAN | -34.5 | Ucf |
| VANDERBILT | -6.5 | Mtsu |
| MISSISSIPPI STATE | -6.5 | South Carolina |
| NEBRASKA | -23.5 | Wyoming |
| NOTRE DAME | -27 | Nevada |
| OHIO STATE | -28.5 | Tulsa |
| OREGON | -23.5 | Virginia |
| PITTSBURGH | -6.5 | Penn State |
| Tennessee | -10 | Virginia Tech |
| TEXAS | -28 | Utep |
| UCLA | -27.5 | Unlv |
| USC | -16.5 | Utah State |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.