| ARIZONA STATE | -25 | New Mexico |
| Florida State | -8 | BOSTON COLLEGE |
| MICHIGAN STATE | -26.5 | Air Force |
| ALABAMA | -7 | MISSISSIPPI |
| ARKANSAS | -9.5 | Texas Tech |
| Wake Forest | -3.5 | ARMY |
| LSU | -7 | Auburn |
| Ball State | -5.5 | EASTERN MICHIGAN |
| Memphis | -4 | BOWLING GREEN |
| FAU | -1 | Buffalo |
| UCLA | -16.5 | Byu |
| California | -3 | TEXAS |
| SYRACUSE | -5 | Central Michigan |
| MTSU | -18 | Charlotte |
| Cincinnati | -19 | MIAMI (OH) |
| Colorado | -3.5 | Colorado State |
| MISSOURI | -22 | Connecticut |
| DUKE | -3 | Northwestern |
| NAVY | -3 | East Carolina |
| Florida | -3 | KENTUCKY |
| Utah | -15.5 | FRESNO STATE |
| GEORGIA | -16 | South Carolina |
| OREGON | -46.5 | Georgia State |
| Georgia Tech | -2 | NOTRE DAME |
| NORTH CAROLINA | -7 | Illinois |
| INDIANA | -2 | Western Kentucky |
| IOWA | -4 | Pittsburgh |
| TOLEDO | -7 | Iowa State |
| KANSAS STATE | -12 | Louisiana Tech |
| MINNESOTA | -22.5 | Kent State |
| MARYLAND | -8.5 | Usf |
| Temple | -12.5 | MASSACHUSETTS |
| MIAMI (FLA.) | -4 | Nebraska |
| MICHIGAN | -34 | Unlv |
| TEXAS A&M | -29 | Nevada |
| Utep | -3.5 | NEW MEXICO ST |
| N. C. State | -16 | OLD DOMINION |
| Rice | -6 | NORTH TEXAS |
| OHIO STATE | -33 | Northern Illinois |
| OKLAHOMA | -30.5 | Tulsa |
| OKLAHOMA STATE | -25.5 | Utsa |
| OREGON STATE | -9 | San Jose State |
| PENN STATE | -8.5 | Rutgers |
| Virginia Tech | -5.5 | PURDUE |
| SAN DIEGO STATE | -15 | South Alabama |
| TCU | -37 | Smu |
| TEXAS STATE | -1.5 | Southern Miss |
| USC | -9.5 | Stanford |
| WISCONSIN | -35 | Troy |
| WASHINGTON | -5.5 | Utah State |
| WASHINGTON ST | -24 | Wyoming |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.