| Miami (FL) | -17.5 | FAU |
| UTAH | -12 | Utah State |
| AIR FORCE | -6.5 | San Jose State |
| Pittsburgh | -13.5 | AKRON |
| ALABAMA | -34 | Mtsu |
| CLEMSON | -17 | Appalachian State |
| Arizona | -11 | NEVADA |
| Arkansas | -22 | Toledo |
| Missouri | -12.5 | ARKANSAS ST |
| CONNECTICUT | -6.5 | Army |
| TEXAS A&M | -28.5 | Ball State |
| Boise State | -3 | BYU |
| MARYLAND | -9 | Bowling Green |
| PENN STATE | -18.5 | Buffalo |
| CALIFORNIA | -7.5 | San Diego State |
| CINCINNATI | -7.5 | Temple |
| COLORADO | -13.5 | Massachusetts |
| Minnesota | -4.5 | COLORADO STATE |
| FLORIDA | -19 | East Carolina |
| WYOMING | -14 | E Michigan |
| INDIANA | -7.5 | Fiu |
| FLORIDA ST | -27.5 | Usf |
| MISSISSIPPI | -26.5 | Fresno State |
| Georgia | -19 | VANDERBILT |
| W Michigan | -4 | GA SOUTHERN |
| NEW MEXICO ST | -5.5 | Georgia State |
| GEORGIA TECH | -29 | Tulane |
| OHIO STATE | -38 | Hawaii |
| LOUISVILLE | -11.5 | Houston |
| USC | -43 | Idaho |
| Iowa | -4.5 | IOWA STATE |
| Memphis | -11.5 | KANSAS |
| Kansas State | -20 | UTSA |
| S CAROLINA | -9.5 | Kentucky |
| Lsu | -2.5 | MISSISSIPPI ST |
| Marshall | -4.5 | OHIO |
| WISCONSIN | -33 | Miami (OH) |
| MICHIGAN | -14 | Oregon State |
| MICHIGAN ST | -3 | Oregon |
| NEBRASKA | -25.5 | S Alabama |
| NEW MEXICO | -5 | Tulsa |
| SMU | -3 | North Texas |
| Notre Dame | -10 | VIRGINIA |
| TENNESSEE | -1 | Oklahoma |
| TEXAS | -15.5 | Rice |
| RUTGERS | -2.5 | Washington St |
| STANFORD | -17 | Ucf |
| SYRACUSE | -6 | Wake Forest |
| TEXAS TECH | -19.5 | Utep |
| Ucla | -28.5 | UNLV |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.