| ARIZONA | -32 | Utsa |
| Oklahoma St | -19 | C MICHIGAN |
| Colorado | -8 | HAWAII |
| Duke | -11 | TULANE |
| UCF | -16.5 | Fiu |
| Ohio | -10 | IDAHO |
| UTAH | -4.5 | Michigan |
| Tcu | -14 | MINNESOTA |
| South Carolina | -1 | North Carolina |
| Baylor | -34 | SMU |
| BOISE STATE | -10.5 | Washington |
| GEORGIA STATE | -4 | Charlotte |
| ILLINOIS | -15.5 | Kent State |
| Michigan State | -18.5 | W MICHIGAN |
| OKLAHOMA | -30.5 | Akron |
| Alabama | -9.5 | Wisconsin |
| Texas A&M | -3 | Arizona State |
| ARKANSAS | -33 | Utep |
| USC | -28.5 | Arkansas State |
| Auburn | -10.5 | Louisville |
| TENNESSEE | -21 | Bowling Green |
| NEBRASKA | -6 | Byu |
| Old Dominion | -7 | EN MICHIGAN |
| TULSA | -6 | Fau |
| FLORIDA | -36 | New Mexico St |
| FLORIDA STATE | -29.5 | Texas State |
| GEORGIA | -35 | La-Monroe |
| WEST VIRGINIA | -19 | Georgia Southern |
| KENTUCKY | -13.5 | La-Lafayette |
| Mississippi St | -23 | SOUTHERN MISS |
| N. C. STATE | -25 | Troy |
| N ILLINOIS | -20.5 | Unlv |
| Stanford | -12 | NORTHWESTERN |
| NOTRE DAME | -8.5 | Texas |
| Penn State | -6 | TEMPLE |
| UCLA | -17 | Virginia |
| VANDERBILT | -2.5 | W Kentucky |
| MARSHALL | -8.5 | Purdue |
| Ohio State | -14 | VIRGINIA TECH |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.