| Nevada | -1 | AIR FORCE |
| ARKANSAS ST | -14 | App State |
| W KENTUCKY | -10 | Army |
| GEORGIA | -2.5 | Auburn |
| W MICHIGAN | -25.5 | E Michigan |
| Mtsu | -3.5 | FIU |
| NAVY | -3 | Ga Southern |
| Clemson | -1.5 | GEORGIA TECH |
| SAN JOSE ST | -9.5 | Hawaii |
| Iowa | -5.5 | ILLINOIS |
| RUTGERS | -6.5 | Indiana |
| Tcu | -28 | KANSAS |
| TENNESSEE | -7.5 | Kentucky |
| La-Lafayette | -7 | LA-MONROE |
| ARKANSAS | -1 | Lsu |
| Michigan St | -11 | MARYLAND |
| Florida State | -2.5 | MIAMI (FL) |
| C MICHIGAN | -14.5 | Miami (OH) |
| Ohio State | -12.5 | MINNESOTA |
| ALABAMA | -7 | Mississippi St |
| TEXAS A&M | -5.5 | Missouri |
| WISCONSIN | -6 | Nebraska |
| UTAH STATE | -16 | New Mexico |
| UTEP | -6.5 | North Texas |
| NOTRE DAME | -16 | Northwestern |
| Texas | -1 | OKLAHOMA ST |
| Arizona State | -9 | OREGON ST |
| N CAROLINA | -2 | Pittsburgh |
| MARSHALL | -19.5 | Rice |
| BOISE STATE | -14 | San Diego St |
| Usf | -10.5 | SMU |
| FLORIDA | -5 | South Carolina |
| PENN STATE | -10 | Temple |
| S ALABAMA | -4.5 | Texas State |
| IDAHO | -4 | Troy |
| Memphis | -10.5 | TULANE |
| BYU | -23.5 | Unlv |
| STANFORD | -8 | Utah |
| DUKE | -6.5 | Virginia Tech |
| N.C. STATE | -12.5 | Wake Forest |
| ARIZONA | -9 | Washington |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.