| AKRON | -15 | Miami (OH) |
| Alabama | -8 | ARKANSAS |
| Arkansas State | -13 | GEORGIA STATE |
| ARMY | -2 | Rice |
| Auburn | -3 | MISSISSIPPI STATE |
| BALL STATE | -1 | Western Michigan |
| BAYLOR | -10 | Tcu |
| Buffalo | -11 | EASTERN MICHIGAN |
| CLEMSON | -10 | Louisville |
| Colorado State | -1 | NEVADA |
| East Carolina | -14 | USF |
| Florida State | -20 | SYRACUSE |
| Fresno State | -9 | UNLV |
| Georgia | -3 | MISSOURI |
| GEORGIA SOUTHERN | -20 | Idaho |
| GEORGIA TECH | -5 | Duke |
| HAWAII | -3 | Wyoming |
| IOWA | -7 | Indiana |
| IOWA STATE | -5 | Toledo |
| KENT STATE | -1 | Massachusetts |
| KENTUCKY | -21 | Louisiana-Monroe |
| Lsu | -1 | FLORIDA |
| MARSHALL | -22 | Middle Tennessee |
| MEMPHIS | -4 | Houston |
| MIAMI (FL) | -11 | Cincinnati |
| Michigan State | -21.5 | PURDUE |
| MINNESOTA | -1 | Northwestern |
| N.C. STATE | -6 | Boston College |
| NORTHERN ILLINOIS | -11 | Central Michigan |
| NOTRE DAME | -17 | North Carolina |
| OHIO | -2.5 | Bowling Green |
| Oklahoma | -14.5 | Texas (Dallas) |
| Oklahoma State | -21 | KANSAS |
| Oregon | -3 | UCLA |
| Penn State | -2 | MICHIGAN |
| San Diego State | -6 | NEW MEXICO |
| STANFORD | -18 | Washington State |
| TEMPLE | -12.5 | Tulsa |
| TEXAS A&M | -1 | Mississippi |
| TROY | -6 | New Mexico State |
| TULANE | -2 | Connecticut |
| UAB | -3 | North Texas |
| Usc | -3 | ARIZONA |
| UTAH STATE | -7 | Air Force |
| UTEP | -1 | Old Dominion |
| UTSA | -14 | Fiu |
| Washington | -2.5 | CALIFORNIA |
| West Virginia | -3 | TEXAS TECH |
| WISCONSIN | -23 | Illinois |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.