| AKRON | -21.5 | E Michigan |
| Alabama | -4.5 | MISSISSIPPI |
| ARKANSAS ST | -9 | La-Monroe |
| ARMY | 2.5 | Ball State |
| AUBURN | -9 | Lsu |
| Baylor | -12.5 | TEXAS |
| Boise State | -1.5 | NEVADA |
| BOWLING GREEN | -5 | Buffalo |
| BYU | -14.5 | Utah State |
| C MICHIGAN | -3 | Ohio |
| CINCINNATI | -6 | Memphis |
| CLEMSON | -13.5 | N.C. State |
| COLORADO STATE | -14.5 | Tulsa |
| EAST CAROLINA | -34.5 | Smu |
| FLORIDA STATE | -37.5 | Wake Forest |
| GEORGIA | -33 | Vanderbilt |
| Georgia Southern | -16.5 | NEW MEXICO ST |
| GEORGIA TECH | -1.5 | Miami (Fla.) |
| ILLINOIS | -11.5 | Purdue |
| INDIANA | -13.5 | North Texas |
| KANSAS STATE | -12 | Texas Tech |
| LOUISIANA TECH | -12.5 | Utep |
| LA-LAFAYETTE | -17.5 | Georgia State |
| Louisville | -3.5 | SYRACUSE |
| Marshall | -17.5 | OLD DOMINION |
| MIAMI (OH) | -4.5 | Massachusetts |
| MICHIGAN ST | -8 | Nebraska |
| MTSU | -17 | Southern Miss |
| Navy | -5 | AIR FORCE |
| NO ILLINOIS | -21.5 | Kent State |
| Ohio State | -10 | MARYLAND |
| Oklahoma | -5 | TCU |
| OKLAHOMA STATE | -17 | Iowa State |
| Oregon State | -7.5 | COLORADO |
| RICE | -6 | Hawaii |
| RUTGERS | -3 | Michigan |
| San Diego State | -1.5 | FRESNO STATE |
| SAN JOSE STATE | -7 | Unlv |
| South Alabama | -5 | APPALACHIAN ST |
| South Carolina | -7.5 | KENTUCKY |
| Stanford | -2.5 | NOTRE DAME |
| TENNESSEE | -1.5 | Florida |
| Texas A&M | -2.5 | MISSISSIPPI STATE |
| TEXAS STATE | -14.5 | Idaho |
| Toledo | -10 | W MICHIGAN |
| UCLA | -13 | Utah |
| USC | -10.5 | Arizona State |
| UTSA | -18 | New Mexico |
| VIRGINIA | -4.5 | Pittsburgh |
| Virginia Tech | -1.5 | NORTH CAROLINA |
| WASHINGTON ST | -3.5 | California |
| WEST VIRGINIA | -22 | Kansas |
| W KENTUCKY | -13 | Uab |
| Wisconsin | -9.5 | NORTHWESTERN |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.