| UCLA | -4.5 | Arizona |
| MISSISSIPPI ST | -14 | Arkansas |
| Air Force | -5.5 | ARMY |
| MISSISSIPPI | -2.5 | Auburn |
| VIRGINIA TECH | -5.5 | Boston College |
| OREGON ST | -4.5 | California |
| Washington | -4 | COLORADO |
| Ucf | -13 | CONNECTICUT |
| PITTSBURGH | -1.5 | Duke |
| C Michigan | -17 | E MICHIGAN |
| Rice | -8 | FIU |
| Georgia | -13 | Florida |
| APP STATE | -5.5 | Georgia State |
| Utah State | -2 | HAWAII |
| Arkansas State | -16 | IDAHO |
| OHIO STATE | -28.5 | Illinois |
| MICHIGAN | -8 | Indiana |
| Oklahoma | -16 | IOWA STATE |
| BAYLOR | -33.5 | Kansas |
| MISSOURI | -7 | Kentucky |
| TEXAS A&M | -31.5 | La-Monroe |
| PENN STATE | -3 | Maryland |
| W Michigan | -6.5 | MIAMI (OH) |
| Byu | -9 | MTSU |
| SYRACUSE | -4.5 | N.C. State |
| Notre Dame | -15.5 | Navy |
| UNLV | -1 | New Mexico |
| Texas State | -8.5 | NEW MEX ST |
| MIAMI (FL) | -10.5 | North Carolina |
| IOWA | -6.5 | Northwestern |
| KANSAS STATE | -13.5 | Oklahoma State |
| VANDERBILT | -10 | Old Dominion |
| NEBRASKA | -23.5 | Purdue |
| Wisconsin | -11 | RUTGERS |
| NEVADA | -5.5 | San Diego St |
| Colorado State | -7 | SAN JOSE ST |
| LA-LAFAYETTE | -4.5 | South Alabama |
| UTEP | -5 | Southern Miss |
| OREGON | -12.5 | Stanford |
| East Carolina | -7 | TEMPLE |
| SO CAROLINA | -8 | Tennessee |
| Cincinnati | -2.5 | TULANE |
| MEMPHIS | -21.5 | Tulsa |
| FAU | -4.5 | Uab |
| Houston | -10 | USF |
| ARIZONA ST | -2.5 | Utah |
| GEORGIA TECH | -4 | Virginia |
| Usc | -7 | WASH ST |
| Tcu | -4 | WEST VIRGINIA |
| LOUISIANA TECH | -5.5 | W Kentucky |
| FRESNO STATE | -10.5 | Wyoming |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.