| FRESNO ST | -14.5 | Air Force |
| ARIZONA | -3 | Arizona State |
| Lsu | -13.5 | ARKANSAS |
| ALABAMA | -34 | Auburn |
| N. C. STATE | -14 | Boston Col |
| Bowl Green | -9.5 | Buffalo |
| Utah | -23 | COLORADO |
| LOUISVILLE | -12 | Connecticut |
| Miami, Fla. | -3 | DUKE |
| N Illinois | -20 | E MICHIGAN |
| La.-Monroe | -5 | FIU |
| FLORIDA ST | -7 | Florida |
| GEORGIA | -14 | Georgia Tech |
| UTAH STATE | -40 | Idaho |
| NORTHWESTERN | -17 | Illinois |
| PURDUE | -6 | Indiana |
| Nebraska | -14.5 | IOWA |
| West Virginia | -1 | IOWA STATE |
| TENNESSEE | -14 | Kentucky |
| SAN JOSE ST | -3.5 | La Tech |
| E CAROLINA | -4 | Marshall |
| N CAROLINA | -23 | Maryland |
| Ball State | -9 | MIAMI, O. |
| OHIO STATE | -4.5 | Michigan |
| Michigan St | -9.5 | MINNESOTA |
| OLE MISS | -1.5 | Mississippi St |
| TEXAS A&M | -16.5 | Missouri |
| COLORADO ST | -2.5 | New Mexico |
| Byu | -31 | NEW MEXICO ST |
| W KENTUCKY | -11.5 | North Texas |
| KENT STATE | -7 | Ohio |
| OKLAHOMA | -9 | Oklahoma St |
| Oregon | -13 | OREGON ST |
| UTEP | -1 | Rice |
| PITTSBURGH | -2 | Rutgers |
| LA.-LAFAYETTE | -20 | S Alabama |
| CLEMSON | -4 | S Carolina |
| Tulsa | -4 | SMU |
| MEMPHIS | -3 | Southern Miss |
| UCLA | -1.5 | Stanford |
| TEXAS | -8.5 | Tcu |
| Syracuse | -8.5 | TEMPLE |
| Baylor | -1 | Texas Tech |
| MTSU | -3 | Troy |
| HOUSTON | -14.5 | Tulane |
| UCF | -21.5 | Uab |
| C Michigan | -11.5 | UMASS |
| HAWAII | -1 | Unlv |
| Notre Dame | -6 | USC |
| CINCINNATI | -13 | Usf |
| Texas State | -2.5 | UTSA |
| VIRGINIA TECH | -10 | Virginia |
| Vanderbilt | -8.5 | WAKE FOREST |
| Washington | -10.5 | WASHINGTON ST |
| PENN STATE | -2.5 | Wisconsin |
| San Diego St | -9.5 | WYOMING |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.