| FAVORITE | LINE | UNDERDOG |
| OHIO | -21 | Akron |
| MISSISSIPPI | -1 | Auburn |
| FLORIDA ST | -27 | Boston College |
| N ILLINOIS | -13 | Buffalo |
| Navy | -3.5 | C MICHIGAN |
| Arizona St | -23 | COLORADO |
| SAN DIEGO ST | -19 | Colorado State |
| VIRGINIA TECH | -9.5 | Duke |
| Toledo | -11.5 | E MICHIGAN |
| LA.-MONROE | -20 | Fau |
| BOISE STATE | -9 | Fresno State |
| TEXAS STATE | -1 | Idaho |
| MICHIGAN | -21 | Illinois |
| Ohio State | -19 | INDIANA |
| MICHIGAN ST | -13 | Iowa |
| Kansas State | -7.5 | IOWA STATE |
| Oklahoma St | -20 | KANSAS |
| Army | -4 | KENT STATE |
| ARKANSAS | -16 | Kentucky |
| Texas A&M | -5 | La Tech |
| VIRGINIA | -3 | Maryland |
| E CAROLINA | -18 | Memphis |
| North Carolina | -3.5 | MIAMI (FL) |
| BOWL GREEN | -7 | Miami (OH) |
| Northwestern | -3.5 | MINNESOTA |
| Alabama | -17.5 | MISSOURI |
| FLORIDA INTER | -2.5 | Mtsu |
| HAWAII | -3 | New Mexico |
| BYU | -5 | Oregon State |
| Louisville | -1.5 | PITTSBURGH |
| Utah State | -1.5 | SAN JOSE ST |
| ARKANSAS ST | -18 | South Alabama |
| LSU | -4 | South Carolina |
| UCF | -11.5 | Southern Miss |
| NOTRE DAME | -7 | Stanford |
| RUTGERS | -8.5 | Syracuse |
| BAYLOR | -6 | Tcu |
| CONNECTICUT | -3 | Temple |
| MISS ST | -1.5 | Tennessee |
| Oklahoma | -2.5 | Texas |
| West Virginia | -4 | TEXAS TECH |
| W Kentucky | -1.5 | TROY |
| HOUSTON | -12.5 | Uab |
| Nevada | -9.5 | UNLV |
| UCLA | -5 | Utah |
| TULSA | -13 | Utep |
| RICE | -6.5 | Utsa |
| Florida | -8.5 | VANDERBILT |
| BALL STATE | -2 | W Michigan |
| Usc | -13 | WASHINGTON |
| California | -4.5 | WASH ST |
| PURDUE | -1 | Wisconsin |
| Air Force | -5.5 | WYOMING |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.