| Favorite | Line | Underdog |
| Bowling Green | -7 | AKRON |
| STANFORD | -12 | Arizona |
| AUBURN | -10.5 | Arkansas |
| FIU | -1 | Arkansas St |
| Boston College | -8 | ARMY |
| OHIO | -16.5 | Buffalo |
| TOLEDO | -12.5 | C Michigan |
| Ucla | -1 | CALIFORNIA |
| Fresno State | -13 | COLORADO ST |
| RUTGERS | -8 | Connecticut |
| UCF | -13.5 | East Carolina |
| Kent State | -1 | EMICHIGAN |
| Lsu | -2.5 | FLORIDA |
| S CAROLINA | -2.5 | Georgia |
| CLEMSON | -10 | Georgia Tech |
| SAN DIEGO ST | -16 | Hawaii |
| WISCONSIN | -11.5 | Illinois |
| Michigan State | -16 | INDIANA |
| TCU | -14.5 | Iowa State |
| KANSAS STATE | -23.5 | Kansas |
| Tulsa | -5.5 | MARSHALL |
| W MICHIGAN | -17.5 | Massachusetts |
| Notre Dame | -9.5 | Miami, Fla. |
| CINCINNATI | -19.5 | Miami, O. |
| KENTUCKY | -14.5 | Miss State |
| Texas A&M | -8.5 | MISSISSIPPI |
| La.-Monroe | -6 | MTSU |
| BALL STATE | -1 | N Illinois |
| Florida State | -13.5 | N. C. STATE |
| AIR FORCE | -7.5 | Navy |
| OHIO STATE | -4.5 | Nebraska |
| IDAHO | -9 | New Mexico St |
| HOUSTON | -10 | North Texas |
| PENN STATE | -3 | Northwestern |
| Michigan | -3 | PURDUE |
| MEMPHIS | -4 | Rice |
| Boise State | -9.5 | S MISS |
| Pittsburgh | -2.5 | SYRACUSE |
| Usf | -4.5 | TEMPLE |
| NEW MEXICO | -1 | Texas State |
| Oklahoma | -8 | TEXAS TECH |
| LA.-LAFAYETTE | -23.5 | Tulane |
| LA TECH | -24.5 | Unlv |
| Usc | -12 | UTAH |
| BYU | -9 | Utah State |
| Smu | -2.5 | UTEP |
| MISSOURI | -6.5 | Vanderbilt |
| DUKE | -1 | Virginia |
| N CAROLINA | -2 | Virginia Tech |
| MARYLAND | -2 | Wake Forest |
| OREGON | -24 | Washington |
| OREGON ST | -11.5 | Washington St |
| TEXAS | -6.5 | West Virginia |
| NEVADA | -14 | Wyoming |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.