| Favorite | Spread | Underdog |
| MISSOURI | -7.5 | Arizona State |
| Alabama | -13 | ARKANSAS |
| NEBRASKA | -23 | Arkansas State |
| Northern Illinois | -1.5 | ARMY |
| INDIANA | -3.5 | Ball State |
| NORTHWESTERN | -4.5 | Boston College |
| TOLEDO | -7 | Bowling Green |
| UTAH | -1 | Byu |
| OHIO STATE | -13 | California |
| FRESNO STATE | -15 | Colorado |
| SAN JOSE STATE | 16.5 | Colorado State |
| SOUTHERN MISS | -8 | East Carolina |
| PURDUE | -23 | Eastern Michigan |
| GEORGIA | -44.5 | Fau |
| UCF | -13.5 | Fiu |
| UCLA | -16.5 | Houston |
| LSU | -43.5 | Idaho |
| Tcu | -26.5 | KANSAS |
| OKLAHOMA STATE | -21.5 | La.-Lafayette |
| AUBURN | -17 | La.-Monroe |
| Ohio | -7 | MARSHALL |
| Connecticut | -3 | MARYLAND |
| MICHIGAN | -46.5 | Massachusetts |
| Middle Tennessee | -4.5 | MEMPHIS |
| BOISE STATE | -21.5 | Miami, O. |
| Texas | -13.5 | MISSISSIPPI |
| PENN STATE | -8.5 | Navy |
| TEXAS TECH | -31 | New Mexico |
| UTEP | -13 | New Mexico State |
| LOUISVILLE | -3 | North Carolina |
| KANSAS STATE | -28 | North Texas |
| MICHIGAN STATE | -2.5 | Notre Dame |
| Virginia Tech | -9 | PITTSBURGH |
| LOUISIANA TECH | -21 | Rice |
| USF | -7 | Rutgers |
| Texas A&M | -10 | SMU |
| N. C. STATE | -33 | South Alabama |
| Usc | -6.5 | STANFORD |
| Florida | -2 | TENNESSEE |
| Mississippi State | -13 | TROY |
| SOUTH CAROLINA | -33.5 | Uab |
| Washington State | -11.5 | UNLV |
| WISCONSIN | -12.5 | Utah State |
| GEORGIA TECH | -9.5 | Virginia |
| FLORIDA STATE | -24.5 | Wake Forest |
| KENTUCKY | -4.5 | Western Kentucky |
| MINNESOTA | -1 | Western Michigan |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.