| Favorite | Line | Underdog |
| Pittsburgh | -2 | CINCINNATI |
| Utah | -4.5 | UTAH STATE |
| MICHIGAN | -20 | Air Force |
| FIU | -25 | Akron |
| ALABAMA | -37 | Western Kentucky |
| Oklahoma State | -13.5 | ARIZONA |
| ARIZONA STATE | -6 | Illinois |
| ARKANSAS | -28 | La.-Monroe |
| ARKANSAS STATE | -21 | Memphis |
| SAN DIEGO STATE | -6.5 | Army |
| MISSISSIPPI STATE | -2 | Auburn |
| CLEMSON | -26 | Ball State |
| BOWLING GREEN | -7.5 | Idaho |
| Michigan State | -24 | CENTRAL MICHIGAN |
| CONNECTICUT | -2.5 | N.C. State |
| STANFORD | -14 | Duke |
| SOUTH CAROLINA | -23.5 | East Carolina |
| MIDDLE TENNESSEE | -7 | Fau |
| TEXAS A&M | -2.5 | Florida |
| OREGON | -30 | Fresno State |
| Georgia | -3.5 | MISSOURI |
| HOUSTON | -6 | Louisiana Tech |
| Indiana | -13 | MASSACHUSETTS |
| IOWA | -4 | Iowa State |
| KANSAS | -6 | Rice |
| KANSAS STATE | -6.5 | Miami, Fla. |
| KENTUCKY | -7 | Kent State |
| TROY | -1 | La.-Lafayette |
| LSU | -22 | Washington |
| TEMPLE | -13.5 | Maryland |
| MISSISSIPPI | -4 | Utep |
| Nebraska | -4.5 | UCLA |
| NEVADA | -1.5 | Usf |
| TEXAS | -41 | New Mexico |
| OHIO | -20 | New Mexico State |
| North Carolina | -4.5 | WAKE FOREST |
| Vanderbilt | -1.5 | NORTHWESTERN |
| NOTRE DAME | -13.5 | Purdue |
| OHIO STATE | -14.5 | Ucf |
| Wisconsin | -11 | OREGON STATE |
| VIRGINIA | -5 | Penn State |
| Usc | -24 | Syracuse |
| Texas Tech | -14.5 | TEXAS STATE |
| Toledo | -2.5 | WYOMING |
| TULSA | -26.5 | Tulane |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.