| Air Force | -9.5 | GEORGIA STATE |
| ALABAMA | -49 | Southern Miss |
| ARIZONA | -16.5 | Nevada |
| Arizona State | -13.5 | COLORADO |
| Baylor | -27 | BUFFALO |
| Boise State | -14 | CONNECTICUT |
| BOWLING GREEN | -3 | Indiana |
| CINCINNATI | -12 | Toledo |
| DUKE | -20 | Kansas |
| FLORIDA | -17 | Kentucky |
| Georgia | -2.5 | SOUTH CAROLINA |
| GEORGIA TECH | -24 | Georgia Southern |
| IDAHO | -2.5 | Western Michigan |
| IOWA | -15.5 | Iowa State |
| Louisville | -9.5 | VIRGINIA |
| LSU | -32 | Louisiana-Monroe |
| MARSHALL | -19 | Ohio |
| MARYLAND | -4.5 | West Virginia |
| MIAMI (FLA.) | -18 | Arkansas State |
| MICHIGAN | -31.5 | Miami (O.) |
| MIDDLE TENESSEE | -1 | Western Kentucky |
| MISSISSIPPI | -29 | Louisiana-Lafayette |
| Mississippi State | -13 | SOUTH ALABAMA |
| MISSOURI | -9 | Ucf |
| N.C. State | -1.5 | USF |
| Navy | -13 | TEXAS STATE |
| Nebraska | -10 | FRESNO STATE |
| Northern Illinois | -12 | UNLV |
| Notre Dame | -29 | Purdue (Indianapolis) |
| OHIO STATE | -26.5 | Kent State |
| OKLAHOMA | -21 | Tennessee |
| OKLAHOMA STATE | -16 | Utsa |
| OLD DOMINION | -11.5 | Eastern Michigan |
| OREGON | -43 | Wyoming |
| Penn State | -3 | RUTGERS |
| Pittsburgh | -27.5 | FIU |
| STANFORD | -27.5 | Army |
| Syracuse | -9 | CENTRAL MICHIGAN |
| TCU | -8 | MInnesota |
| TEXAS A&M | -29 | Rice |
| TEXAS TECH | -2.5 | Arkansas |
| Tulsa | -1 | FAU |
| Ucla | -6 | Texas (Arlington) |
| Usc | -20 | BOSTON COLLEGE |
| UTAH STATE | -12.5 | Wake Forest |
| UTEP | -11 | New Mexico State |
| VANDERBILT | -17.5 | Massachusetts |
| VIRGINIA TECH | -11.5 | East Carolina |
| WASHINGTON | -15 | Illinois |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.