| SAN DIEGO ST | -8 | Air Force |
| USC | -10 | Arizona State |
| S CAROLINA | -15.5 | Arkansas |
| RUTGERS | -19 | Army |
| Georgia | -16 | AUBURN |
| OKLAHOMA | -19.5 | Baylor |
| Notre Dame | -20 | BOSTON COL |
| W Michigan | -2.5 | BUFFALO |
| Oregon | -27 | CALIFORNIA |
| ARIZONA | -31 | Colorado |
| Unlv | -3 | COLORADO ST |
| C Michigan | -1 | E MICHIGAN |
| W KENTUCKY | -15.5 | Fau |
| N CAROLINA | -5.5 | Georgia Tech |
| Boise State | -29 | HAWAII |
| Tulsa | -2.5 | HOUSTON |
| BYU | -38.5 | Idaho |
| Minnesota | -2.5 | ILLINOIS |
| Wisconsin | -7 | INDIANA |
| TEXAS | -9 | Iowa State |
| TEXAS TECH | -24 | Kansas |
| FLORIDA | -27 | La.-Lafayette |
| ARKANSAS ST | -1.5 | La.-Monroe |
| CLEMSON | -27 | Maryland |
| Tulane | -1.5 | MEMPHIS |
| Kent State | -5 | MIAMI, O. |
| LSU | -17 | Mississippi St |
| TENNESSEE | -2.5 | Missouri |
| Fresno State | -2 | NEVADA |
| Wyoming | -1 | NEW MEXICO |
| San Jose St | -20.5 | NEW MEX ST |
| MICHIGAN | -13 | Northwestern |
| STANFORD | -5.5 | Oregon State |
| NEBRASKA | -9 | Penn State |
| IOWA | -3.5 | Purdue |
| NORTH TEXAS | -9.5 | S Alabama |
| SMU | -12 | Southern Miss |
| Louisville | -3 | SYRACUSE |
| Kansas State | -7.5 | TCU |
| Cincinnati | -10.5 | TEMPLE |
| ALABAMA | -16 | Texas A&M |
| Louisiana Tech | -20 | TEXAS STATE |
| Navy | -1 | TROY |
| Marshall | -1.5 | UAB |
| Pittsburgh | -3.5 | UCONN |
| AKRON | -13.5 | Umass |
| WASHINGTON | -2 | Utah |
| Ucf | -12 | UTEP |
| MISSISSIPPI | -1 | Vanderbilt |
| Miami, Fla. | -3 | VIRGINIA |
| Florida State | -12 | VIRGINIA TECH |
| N. C. STATE | -7.5 | Wake Forest |
| Ucla | -14 | WASHINGTON ST |
| OKLAHOMA ST | -8 | West Virginia |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.