| Nevada | -2.5 | AIR FORCE |
| C MICHIGAN | -7 | Akron |
| Usc | -8.5 | ARIZONA |
| Ball State | -2.5 | ARMY |
| Texas A&M | -7 | AUBURN |
| Maryland | -1 | BOSTON COL |
| Toledo | -9 | BUFFALO |
| GEORGIA TECH | -2 | Byu |
| UTAH | -1.5 | California |
| LOUISVILLE | -6 | Cincinnati |
| OREGON | -47.5 | Colorado |
| FLORIDA STATE | -26 | Duke |
| BOWLING GRN | -13.5 | E Michigan |
| Troy | -9.5 | FAU |
| W Kentucky | -4.5 | FIU |
| NEW MEXICO | -13.5 | Fresno State |
| Florida | -3.5 | Georgia |
| COLORADO ST | -5.5 | Hawaii |
| ILLINOIS | -1.5 | Indiana |
| NORTHWESTERN | -6 | Iowa |
| Baylor | -1 | IOWA STATE |
| Texas | -23 | KANSAS |
| RUTGERS | -11.5 | Kent State |
| MISSOURI | -15 | Kentucky |
| VANDERBILT | -34 | Massachusetts |
| SMU | -20.5 | Memphis |
| Ohio | -9 | MIAMI, O. |
| NEBRASKA | -1.5 | Michigan |
| WISCONSIN | -5.5 | Michigan St |
| Purdue | -6 | MINNESOTA |
| ARKANSAS | -4.5 | Mississippi |
| ALABAMA | -24 | Mississippi St |
| N CAROLINA | -9 | N. C. State |
| E CAROLINA | -3 | Navy |
| Louisiana Tech | -30 | NEW MEX ST |
| MTSU | -5 | North Texas |
| OKLAHOMA | -9 | Notre Dame |
| Ohio State | -3 | PENN STATE |
| Southern Miss | -3 | RICE |
| LA.-MONROE | -23 | S Alabama |
| USF | -7.5 | Syracuse |
| OKLAHOMA ST | -8.5 | Tcu |
| PITTSBURGH | -7.5 | Temple |
| S CAROLINA | -14 | Tennessee |
| SAN JOSE STATE | -21 | Texas State |
| KANSAS STATE | -8 | Texas Tech |
| Uab | -5 | TULANE |
| MARSHALL | -5 | Ucf |
| ARIZONA ST | -7 | Ucla |
| SAN DIEGO ST | -18 | Unlv |
| HOUSTON | -13 | Utep |
| Utah State | -21.5 | UTSA |
| Clemson | -16 | WAKE |
| Oregon State | -4 | WASHINGTON |
| STANFORD | -21 | Washington St |
| N Illinois | -6 | W MICHIGAN |
| Boise State | -14.5 | WYOMING |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.