| Favorite | Spread | Underdog |
| CINCINNATI | 8 | NC State |
| BYU | 3 | Ucf |
| OHIO ST. | 14½ | Colorado |
| DUKE | 10½ | Tulane |
| SYRACUSE | 3 | Toledo |
| E. CAROLINA | OFF | Uab |
| S. FLORIDA | 28 | Utep |
| ILLINOIS | 13½ | W. Michigan |
| RUTGERS | 4 | Ohio |
| PENN ST. | 28 | E. Michigan |
| MIAMI | 13½ | Kansas St. |
| Smu | 22½ | MEMPHIS |
| MARYLAND | 9 | Temple |
| MICH. ST. | 24 | C. Michigan |
| Georgia | 10 | MISSISSIPPI |
| MIAMI, Ohio | 5½ | Bow. Green |
| Army | 4 | BALL ST. |
| Virginia Tech | 19 | MARSHALL |
| ALABAMA | 11½ | Arkansas |
| WASHINGTON | 3 | California |
| Lsu | 6 | W. VIRGINIA |
| MICHIGAN | 10 | San Diego St. |
| GA. TECH | 6 | Unc |
| Florida | 18 | KENTUCKY |
| Notre Dame | 6½ | PITTSBURGH |
| Florida St. | 3 | CLEMSON |
| SAN JOSE ST. | OFF | New Mex. St. |
| Fresno St. | 5½ | IDAHO |
| UConn | 10 | BUFFALO |
| OREGON ST. | 3 | Ucla |
| TEXAS TECH | 20½ | Nevada |
| S. CAROLINA | 15½ | Vanderbilt |
| MISS. ST. | 18½ | La. Tech |
| BAYLOR | 19 | Rice |
| VIRGINIA | 3 | Southern Miss. |
| TEXAS A&M | 3 | Oklahoma St. |
| Nebraska | 23½ | WYOMING |
| OKLAHOMA | 21½ | Missouri |
| UTAH ST. | 7 | Colorado St. |
| BOISE ST. | OFF | Tulsa |
| Oregon | 15 | ARIZONA |
| ARIZONA ST. | 3 | Usc |
| AUBURN | 32½ | Fau |
| IOWA | 17 | La.-Monroe |
| TROY | 13½ | Middle Tenn. |
| Indiana | 7 | N. TEXAS |
| FIU | 17 | La.-Lafayette |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.