| Cincinnati | -2 (-110) | South Florida |
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| Pittsburgh | -3½ (-110) | Rutgers |
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| Texas | -3½ (-110) | Oklahoma |
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| Boston College | -2½ (-110) | NC State |
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| Ohio State | -13½ (-110) | Purdue |
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| Bowling Green | -3 (-110) | Ball State |
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| Michigan State | -13½ (-110) | Northwestern |
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| Wisconsin | -2½ (-110) | Iowa |
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| Virginia | -3½ (-110) | Maryland |
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| Clemson | -7 (-110) | Wake Forest |
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| Iowa State | -2½ (-110) | Baylor |
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| Mississippi | -22 (-110) | UAB |
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| Georgia | -7½ (-110) | Vanderbilt |
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| Auburn | -13½ (-110) | Kentucky |
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| Temple | -10 (-110) | Army |
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| C Michigan | -6½ (-110) | W Michigan |
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| Air Force | -10½ (-110) | Wyoming |
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| Ohio | -14 (-110) | Miami, OH |
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| Nevada | -8 (-110) | Utah State |
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| Penn State | -17 (-110) | Minnesota |
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| West Virginia | -21 (-110) | Marshall |
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| Alabama | -17 (-110) | South Carolina |
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| Southern Cal | -10 (-110) | Notre Dame |
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| California | -3½ (-110) | UCLA |
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| Houston | -17 (-110) | Tulane |
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| Nebraska | -10½ (-110) | Texas Tech |
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| Texas A&M | -5½ (-110) | Kansas State |
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| Virginia Tech | -3 (-110) | Georgia Tech |
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| Oklahoma State | -7 (-110) | Missouri |
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| East Carolina | -18 (-110) | Rice |
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| Buffalo | -8½ (-110) | Akron |
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| Texas Christian | -22 (-110) | Colorado State |
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| Louisiana Tech | -20 (-110) | New Mexico St. |
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| Kent | -7 (-110) | E Michigan |
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| Idaho | -9½ (-110) | Hawaii |
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| BYU | -17 (-110) | San Diego State |
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| Arizona | -4½ (-110) | Stanford |
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| Illinois | -2 (-110) | Indiana |
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| Southern Miss | -14 (-110) | Memphis |
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| No Illinois | -4½ (-110) | Toledo |
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| Connecticut | -13 (-110) | Louisville |
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| Kansas | -9½ (-110) | Colorado |
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| Miami, Florida | -14½ (-110) | Central Florida |
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| Florida | -24½ (-110) | Arkansas |
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| Navy | -8 (-110) | SMU |
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| Arizona State | -6½ (-110) | Washington |
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| Utah | -16½ (-110) | UNLV |
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| Fresno State | -19 (-110) | San Jose State |
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| UL Lafayette | -7½ (-110) | W Kentucky |
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| Troy U | -9½ (-110) | Fla Internation |
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| North Texas | -2 (-110) | Fla Atlantic |
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| Mississippi St. | -4½ (-110) | Mid Tenn St |
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Rules and Regulations
Pick three teams that are underdogs. If your team wins the game outright, you get the points they were underdogs by. For example: You pick Texas El Paso to beat Buffalo. If they do, you earn 3 points. We keep a running tally each week and the winner gets a trophy at the end of the year. Pick wisely.